Local 1
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Guaranteed pension. 3% loans against it. Full family healthcare. One flat fee. Built for HVAC, electrical, and plumbing journeymen who are done being underpaid and undervalued.
$5,500
Monthly pension — 33 yr journeyman
$2.4M
Lifetime retirement value
3%
APR on pension-backed loans
$0
Hidden fees
A Real Story
“I have given 33 years to this trade. I know how to do things right. But when I run the numbers on what I have built, I feel trapped. The pension barely covers basics. The healthcare I was promised keeps changing. I should be planning a retirement party. Instead I am afraid to stop working.”
— HVAC Journeyman, 33 years service
This is not a unique story. It is the story of hundreds of thousands of skilled technicians across America who built careers in the trades and got left behind. Local 1 was built to end it.
What he would receive as a Local 1 member
Monthly pension (guaranteed for life)
$5,500/mo
$66,000/year
Family healthcare coverage
$1,200/mo
Est. market value
Dental + vision (annual)
$1,500/yr
Use it or lose it
Total monthly benefit value
Over a 30-year payout
$6,825
= $2,457,000 lifetime
What We Build For You
01
Defined-Benefit Pension
A real pension — the kind your grandfather had. Guaranteed monthly income for life, fully vested, transparently calculated. Watch it grow in real time on your dashboard.
02
Local 1 Credit Union
We are the bank. Borrow against your pension at a flat 3% APR — no credit check, no Wall Street middleman. Take the loan, pay it back, keep the interest inside the union.
03
Full Family Healthcare
Medical, dental, and vision for you and your spouse. $1,500 annual dental and vision — use it or lose it, so we make sure you use it.
04
One Flat Fee
One monthly due. Every dollar split on a public ledger: pension, operations, benefits. Nothing hidden. Nothing vague. You see exactly where your money goes.
Leave your email. When we launch, you will be first. No spam, no noise — just the details on the union that is going to change this trade.